The practice · established 2015

A small office for household school years.

Portrait of Laila Sama-ae, principal planner, seated in a dark wood chair with velvet curtains behind her

The official registered business name is Neuron Anchor Financial Planning. The business was established in 2015.

Laila Sama-ae opened the office in Tambon Khok Chian after years of sitting at relatives’ tables in Narathiwat, matching civil-service paydays and market weeks to private-school invoices. Families were signing the May notice without a written picture of the following year, let alone a university year. She wanted that picture on paper, in baht, in a room where nobody arrived with a product catalogue.

The practice stayed small on purpose. Meetings are at the office or, when the shop cannot spare a weekday afternoon, at home inside Amphoe Mueang Narathiwat. The files are household plans, not a queue of strangers passing through a call centre.

Who sits with you

Laila leads the Family Education Savings Plan and most fee calendars. She completed a financial planning course in Bangkok in 2014 and keeps a shelf of university fee notices and Bank of Thailand consumer pamphlets, updated when the institutions reprint them. She does not hold herself out as a seller of securities.

Anan Chaiprasit joined in 2019. He had kept the fee ledger for his family’s stationery shop in Mueang Narathiwat, and he still thinks in due dates. He leads the University Cost Briefing and joins full plans when a student is already in upper secondary.

How the work is done

Figures stay on the table in language a spouse can check the same evening. Government schools, Islamic private schools, and ordinary private schools are not given one template, because their invoices are not the same shape. A contribution from a grandparent is written as that person’s gift, not as the parents’ income.

We do not sell insurance, funds, or gold. If a household already pays an education policy, we record the premium they tell us and suggest they confirm the contract with the company that issued it. The plan is a calendar and a set-aside, not an instruction to buy.

What we owe the household

Time to disagree with a draft. Privacy about the shop’s thin months. A review date that is a real month, not a slogan. And a clear refusal when a shorter sitting would serve better than a six-week plan.

The office address is Tambon Khok Chian, Amphoe Mueang Narathiwat, Narathiwat 96000. Telephone 073528471.